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How much do you expect to pay each month?
Minimum repayments

Minimum
repayments

Depends on the month

Depends on the
month

Full balance each month

Full balance
each month

What is your annual income?

Income per year

$25K $150K+
What are you looking for in a credit card?
Lowest rate

Lowest rate

No annual fee

No annual fee

Rewards

Rewards

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Top Recommendation:

ANNUAL FEE $99

Collect Flybuys points faster on eligible spend, which you can turn into rewards.

Coles Rewards Mastercard

What you get:

  • Collect 2 Flybuys points per $1 on eligible purchases up to and including $3,000 and then collect 1 Flybuys point per $1 thereafter up to $8,000 in each Statement Period.1
  • Access to complimentary insurance for Platinum cardholders2
  • 20.74% p.a. on purchases and Cash Advances
  • Protected by the Coles Shield
Apply Online More Info

Top Recommendation:

ANNUAL FEE $0

With a Coles No Annual Fee Mastercard you enjoy no annual fee- ever.

Coles No Annual Fee Mastercard

What you get:

  • Collect 1 Flybuys point per $2 on eligible purchases up to $5,000 in each Statement Period.1
  • Protected by the Coles Shield
  • 20.74% p.a. on purchases and Cash Advances
Apply Online More Info

Also Consider:

LOW ANNUAL FEE $58

Minimise interest charges by choosing our Low Rate Mastercard, with an everyday low interest rate of 13.49% p.a.

Coles Low Rate Mastercard

What you get:

  • 13.49% p.a. on purchases
  • Collect 1 point for every $2 you spend at Coles Supermarkets1
  • Protected by the Coles Shield
Apply Online More Info
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If you are an existing customer and want to transfer to a different product, please contact us on 1300 306 697.